
Securing car financing at your Kia dealer is a straightforward process with many great advantages. Our dealership offers online applications, quick approvals, and competitive rates. Check out our list of benefits below to learn more about how our streamlined financing process works.
1. Competitive Rates
Our friendly staff in our finance department have built strong connections with the manufacturer, as well as local Wisconsin banks. These relationships have allowed us to search out the most competitive rates for our customers, who all have unique financial backgrounds. Our team works to find the best package available for customers with excellent credit scores, and those with okay credit histories. We also work with customers who need the chance to rebuild their credit with timely payments on a new car loan.
2. Speed
We have streamlined our application process to offer fast responses to applications. A traditional financial institution, like a bank, will need to ask what you need a loan for and then research the car you’re purchasing and where you’re buying it from. Our team already has those answers.
We need simple information about your credit history, income, and identity. Then, we’ll be able to get back to you on what offers are available for your particular situation, allowing you to move forward and get into the car you’ve been dreaming about.
3. Pre-Approval
Pre-approval can make car shopping a lot more fun. Many of our customers choose to connect with our finance team first, get pre-approved for a car loan, and then connect with our experts on the floor. Then, our team can exclusively show you Kias that match with your financial goals and meet the expectations on your wishlist for your next vehicle.
4. Simplified Process
Our finance team is completely focused on auto financing, allowing them to discover what tools make the process more enjoyable for our customers, like our online applications. We also offer an online payment calculator. This simple tool makes it easy to input information like your desired loan terms, and then estimate your buying power or your monthly payment amount.
5. Convenience
It’s so much easier to handle every aspect of car ownership in one location, which is why our dealership offers what we do. We have a finance team, a dealership with a wide selection of excellent Kias, and a service department. We even offer financing for any services or parts you may need down the road. This allows you to simply apply online, come in for a test drive, leave our dealership with your new car, and then schedule any maintenance appointments at the same location.
If you’re looking for a straightforward way to get yourself into a new vehicle, you’re going to love our financing process. Contact Bergstrom Kia of Oshkosh in Oshkosh, WI now to quickly apply for Kia financing.


Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.