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Car Loans Oshkosh, WI

At Bergstrom Kia of Oshkosh, we’re committed to making your car-buying experience simple and stress-free with flexible financing solutions designed to meet your needs. Whether you’re considering auto loans or lease options, our knowledgeable finance team is here to help you secure competitive rates and terms that fit your budget. Serving Oshkosh, Neenah, Fond du Lac, and surrounding areas, we provide convenient online tools like a pre-approval form and payment calculator to streamline the process and save you time.

Auto Loans

The Bergstrom Kia of Oshkosh finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Oshkosh, Fond du Lac, and Neenah to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Sheboygan to Appleton. Whether you are right down the road or an hour away from Oshkosh you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Bergstrom Kia of Oshkosh loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Kia vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Kia vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Bergstrom Kia of Oshkosh finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Link: Get Pre-Approved


Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Wisconsin banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!


At Bergstrom Kia of Oshkosh, we know that financing a vehicle can sometimes feel overwhelming. That’s why our finance team is dedicated to providing clear, personalized support throughout the entire process. Whether you’re interested in purchasing a new Kia, exploring our reliable pre-owned inventory, or evaluating the advantages of leasing, we’re here to help you find the perfect option for your lifestyle and budget.

We’re proud to serve customers from Oshkosh, Neenah, Fond du Lac, and nearby communities, offering competitive rates and flexible terms tailored to fit various financial situations. With our quick and convenient online pre-approval form, you can get started on financing your next vehicle from the comfort of home. Additionally, our payment calculator helps you estimate monthly payments and determine your buying power, making it easier to plan ahead.

Our commitment doesn’t end with finding you the best financing solution. We’re here to answer all your questions about credit scores, down payments, or loan terms, ensuring a smooth and stress-free experience. Whether you’re a first-time buyer or upgrading your current ride, we’ll guide you every step of the way.

At Bergstrom Kia of Oshkosh, we’re not just focused on helping you drive away in the vehicle you want—we’re dedicated to building lasting relationships through exceptional service and ongoing support. Visit us today or reach out to our finance team to see how we can help turn your automotive goals into reality. We look forward to serving you!